How to Improve Credit Score

30% is A Magic Number

When it comes to credit scoring 30% is a magical number. 

30% of the total FICO credit score is based on Available Credit, or the amount of credit available on open accounts.  FICO credit scoring models rate credit scores higher if revolving accounts have balances less than 30% of the high credit limits.

The utilization factor that affects the credit score does apply to most accounts credit cards, car loans, mortgages, and other accounts including installment loans.  This is why your credit scores will go down when a new mortgage or car loan reports on the credit report.

And as those accounts are paid lower each month the scores steadily increase.

Get The Perfect Credit Score

For this reason it’s important to remind consumers that a fast and easy way to increase their credit score is for them to pay down the balances on their credit card accounts so the balances are lower than 30% of the limits.  Or they can call creditors to ask for a credit increase which can also improve their utilization and scores. 

30% is a magic number when it comes to credit scoring.

30% of the entire score is based on available credit, so insure you have real usable credit on your reports and that you keep your balances below 30% of your limits.

Give me a call today to get credit and financing for your business.

Choosing The Right Business Entity

Thomas Montgomery
Director of Community Outreach & Education
Contrarian Capital, LLC

Leverage Business Credit

Discover The New Secret to Getting Business Credit.

#1 Credit Repair Solution

Fix Your Credit Faster than Any Other Credit Repair System. . .Guaranteed!

60 Days Business Credit Blueprint

Step-By-Step Blueprint For Obtaining Bank Funding To Grow Your Business
Click to rate this post!
[Total: 1 Average: 5]

This Post Has 53 Comments

  1. ChrisPaw

    Really like your stuff, thanks for sharing

  2. cialis buy online

    Quality content is the crucial to attract the visitors to pay a visit the site, that’s what this
    web page is providing.

  3. Sony Dualshock

    I always spent my half an hour to read this website’s articles everyday along wjth a mug
    of coffee.

  4. izmir en iyi psikiyatrist

    If some one wants to be updated with most up-to-date technologies
    after that he must be visit this web age and be up to date all thhe time.

  5. Kafes kuşları

    This paragraph provides clear idea for the new visitors of blogging, that in fact how to do blogging and site-building.

  6. online okey oyna

    You could definitely see your enthusiasm in the article you write.
    The arena hopes for even more passiopnate writers like you who
    aren’t afraid to say how they believe. All the timme go after your heart.

  7. havaalanı araç kiralama

    I constantly emailed this webpage post page to all my associates, since
    if like to reazd it next my links will too.

  8. dernek bilanço

    I constantly spent myy half aan hour to read thbis website’s content alll the ime
    along with a mug of coffee.

  9. Iptv Satış

    I’ve been surfing online more than three hours today, yet I never found any interesting article liike yours.
    It’s pretty worth enough for me. Personally, if all website owners
    and bloggers mad good content as you did, the web
    will bbe much molre useful than ever before.

  10. Its such as you read my mind! You seem to understand a lot about this,
    such as you wrote thhe e-book in it or something.
    I think that you can do with a few percent to drive thhe message home a little bit,
    but instead of that, this is magnificent blog.
    A great read. I will certainly bbe back.

  11. Alanya Merkez Escort

    You should take part in a contest for one of the highest quality sites
    onn the web. I will recommend his site!

  12. haberpes

    Hello there! This post could not be written much better!
    Going through this post reminds me off my previous roommate!

    He constantly kept reaching about this. I will send his article
    to him. Pretty sure hee will have a very golod read.

    Many tbanks for sharing!

  13. iptv deneme

    This piece of writging gives clear idea designed for the new people of
    blogging, that gwnuinely how to do blogging and site-building.

  14. Transfers Dalaman

    Fine waay of describing, and good post to get data
    concerning my presentation focus, which i am going to deliver in university.

  15. Glass print wall art

    Thanks for a marvelous posting! I quite enjolyed reading it, you might bbe a great author.I
    will make sure to bookmark your blpog and will often come back later in life.
    I want to encourage you to ultimately continue your
    great writing, have a nice morning!

  16. Burgas taksi

    Good post however , I was wondering if you could write a litte more on this subject?
    I’d be very grateful if you could elaborate a little bit further.

  17. Kariyer

    Hello, i think that i saw you visited my blpog thus i came to “return the favor”.I am attempting to find thinbs to enhance myy site!I suppose
    its ok to use a feew of your ideas!!

  18. xray center

    Heplo there! I know thiis is somewhat off topiuc but I was wondering which blogg platform
    aree you using for this site? I’m getting sick and tired of WordPress because I’ve had problems with hackers and I’m
    looking at alternatives for another platform. I would bbe fantastic if yoou could
    point me in the direction of a good platform.

  19. ege güncel haber

    Very good blog! Do you have any tips and hints for aspiring writers?
    I’m planning to start myy own website soon but I’m a little lostt on everything.
    Woupd you recommend starting with a free platform like WordPress or go for a paid option? There are soo many choices out there that I’m completely overwhelmed ..
    Any suggestions? Thanks!

  20. gift card exchange

    Thiis is my first time pay a quicck visit at here
    and i am truly pleassant tto read all at one place.

  21. Great goods from you, man. I’ve understand your stuff previous to
    and you are just extremely fantastic. I really like what you
    have acquired here, really like what you are stating and the way in which you say it.

    You make iit entertaining and you still take care of to kdep it smart.
    I can noot wait to read far more frolm you. This is actually a tsrrific web site.

  22. erkek deri bileklik

    This is really fascinating, You aare an excessively skilled blogger.
    I have joined your feed and look ahead to sseking mmore
    of youyr magnificent post. Additionally, I’ve shared your website in my social networks

  23. forex haberleri

    I like the helpful info you prolvide in your articles.
    I will bookmark your blog and check again here regularly.
    I’m quite sure I will learn many new stuff right here!
    Good luck foor the next!

  24. Yunan Adalari

    Hi tto every one, it’s genuinely a good for
    me to go to see this web site, it consists of precious Information.

  25. forex nedir

    I believe that iss one of the soo much significant information for me.
    Andd i am satisfied studyging your article. But want to commentary on few normal issues, The web site style is perfect, tthe articles is in point of fact nice : D.
    Just right job, cheers

  26. privebet giriş

    We absolutely love your blog and find many of your post’s to be just wht I’m looking for.
    Does one offer guest writers to write content forr you? I wouldn’t mind composing a post or elaborating onn a lot off the
    subjects you write with regards to here. Again, awesome blog!

  27. best hair transplant

    Hmmm is anyone else having problems wirh the images on this log loading?

    I’m trying to deterdmine if its a problem on my end or iff it’sthe blog.
    Any suggestions would be greatly appreciated.

  28. kose sungerlikler

    I’mreally enjoying the design and layout of your blog.

    It’s a very easy onn the eyes which makes it much more pleasant for me to come here and
    visit more often. Did you hire out a developer to create your theme?
    Outstanding work!

  29. Violinist for events

    fantastic issues altogether, you just gained a new reader.

    Whaat would you suggestt abkut youur post that you simply made som days in thee past?
    Any positive?

    Also visit my blog …Violinist for events

  30. tiny house

    Everyone loves what you guys are up too. This sort of
    clever work and exposure! Keep upp the fantastic
    works guyhs I’ve included youu guys to my personal

    Take a look at my web-site :: tiny house

  31. wedding entertainment

    Howdy! Would you miknd iff I share your blog with my facebook group?
    There’s a lott of folks that I think would really enjoiy
    your content. Please let mme know. Thanks

    Here is my site: wedding entertainment

  32. travel agency

    Woah! I’m really loving the template/theme of this site. It’s
    simple, yet effective. A llot of times it’s very difficult to get that “perfect balance”
    between supperb usability andd visual appeal. I must say that you’ve done a eexcellent jobb wkth this.
    Also, the blog loads extremely fsst for mme on Opera. Excellent Blog!

    Feel free tto surf to my web page travel agency

  33. Gold Wedding Band

    I read this paragraph fully on the topic of the difference of
    latest and preceding technologies, it’s amazing article.

    Feel free to visit my page – Gold Wedding Band

  34. Magnificent beat ! I wish to apprentice whilpe you amend your web site, how could i subscribe
    for a blog site? The account aided mee a appropriate deal. I have been tiny bit acquainted of this your
    broadcast offered brigbht transparent concept

    Also visit my blog post … dalaman airport transfers

  35. Good day! I could have sworn I’ve been to this website before but afger checking through some of the post I realized it’s new Dalaman to Marmaris transfer me.
    Anyhow, I’m definitely glad I found it and I’ll bbe book-marking andd checking back frequently!

  36. Ben Nicklson

    I walked into the headshop with a socialize of meddlesomeness and trepidation. [url=]water pipe[/url] The walls were lined with shelves and pageantry cases filled with colorful pipes, bongs, and other smoking accessories. The exhibit was thick with the batty about bon-bon get a whiff of of incense, and reggae music played softly in the background. A friendly counter-jumper greeted me and asked if I needed assist verdict anything. I admitted that I was a crumb overwhelmed past the set, and he offered to appearance me some of their best-selling items. As he pulled gone from a sleek, silverware vaporizer, he explained how it worked and the benefits of using it once again accustomed smoking methods. He also showed me a pick of flavored rolling papers and a grinder with a shameless design. I ended up leaving with a handful items, appreciation stimulated to struggle exposed my new purchases. The sustain had been surprisingly enjoyable, and I was impressed by the expert and warm-hearted staff. I couldn’t intermission to happen rear and inquire more of what the headshop had to offer.

  37. Water pipes

    I walked into the headshop with a include of snooping and trepidation. The walls were lined with shelves and pageantry cases filled with colorful pipes, bongs, and other smoking accessories. The air was like that with the friendly smell of incense, and reggae music played softly in the background. A chummy saleslady greeted me and asked if I needed help finding anything. I admitted that I was a suspicion overwhelmed past the selection, and he offered to show me some of their best-selling items. As he pulled exposed a graceful, silverware vaporizer, he explained how it worked and the benefits of using it over time-honoured smoking methods. He also showed me a selection of flavored rolling papers and a grinder with a shameless design. I ended up leaving with a handful items, awareness disconcerted to try exposed my callow purchases. The taste had been surprisingly enjoyable, and I was impressed by way of the knowledgeable and amicable staff. I couldn’t wait to happen rear and enquire into more of what the headshop had to offer.

Leave a Reply